Pacoima Developments Federal Credit Union was among the top 10 national credit unions based on five-year loan growth in a list compiled by the Credit Union National Association. The lender had an 88 percent growth between September 2006 and September 2011, putting it at No. 3 on the association’s list. Pacoima Development FCU opened in 2005 and relies on grants from the Valley Economic Development Center to maintain a net worth ratio of 7 percent. The credit union’s focus is on small business lending for loans between $50,000 and $400,000, said said CEO Antonio Pizano. “We’re in an economy right now where banks aren’t lending enough for the average small business,” Pizano said in a prepared statement. “They’re not interested in doing a loan below half a million. What makes it worse is I don’t foresee banks doing much more this year versus last year in terms of loosening credit standards for small businesses.” The Pacoima credit union has 850 members and Pizano said he wants to grow that number by adding personal and business checking account services.